The bill of lading itself was sufficient to notify appellee that Vansandt's policy mentioned therein did not cover * Louis, and National Stock Yards, Illinois, but by rider its coverage was limited to the last mentioned city. The policy, as originally written, covered shipments to St. Vansandt had no insurance on shipments of livestock to Joplin. We think the court erred in not directing a verdict for appellant on its request.
METROPOLIS ARK 1 VS HEAVYOCITY DAMAGE TRIAL
Trial resulted in a verdict and judgment for appellee. Appellant defended on the ground that its policy did not cover the loss.
METROPOLIS ARK 1 VS HEAVYOCITY DAMAGE PLUS
Thereafter, check was sent to appellee to cover the $25, plus $2.40 premium deducted by the commission company, less $1.13 yardage and commission, by the commission company, which he refused to accept, and thereafter brought this action against appellant alone to recover the value of the steer. The Chicago office of appellant advised that the shipment was not covered and declined to pay the loss. He assisted Vansandt in making out proofs which were sent to Chicago and assisted in disposing of the injured steer. The agent declined to settle until he found out whether the shipment was covered. On arrival at Joplin an agent of appellant was notified of this damage and that the shipment was insured. One of the steers was crippled in transit to such an extent that its salvage value was only $25. Stock Yards, Ill." In this bill of lading Vansandt noted "Policy No. He issued a motor truck bill of lading to appellee for 16 steers, on a form furnished him by appellant, on which it was plainly stated: "This manifest to be used only for shipments to Nat'l. On July 19, 1938, Vansandt hauled a load of cattle from Hindsville, Arkansas, to Joplin, Mo., for the appellee, Paul Smith, representing to appellee that he had insurance coverage. He did not have a policy covering shipments to Joplin, Mo., until long after the occurance out of which this lawsuit originated. Same time Vansandt applied for and received policies covering shipments from loading point to Springfield, Mo., and Kansas City, Mo. , that may occur by reason of crippling and/or death while such animals are in the National Stock Yards, etc." At the * 14815, limiting its coverage "so that it shall cover only shipments of live stock consisting of cattle, calves, hogs, sheep and goats, while on board of automobile trucks and transported from loading point to the National Stock Yards at National Stock Yards, Ill." On the same date another indorsement was attached to said policy extending the coverage to "loss due to actual damage. Louis, Illinois, and to National Stock Yards, Illinois." On July 15, 1938, while Vansandt was in National Stock Yards, Illinois, by agreement, a rider, or indorsement was attached to said policy No. Louis, Missouri, and to Hunter Packing Company, East St. Vansandt, a trucker of livestock, covering damage to stock transported by him from point of origin to destination as follows: "It is the intent of this policy to protect shipment consigned to packing houses, produce and commission firms, and the Mississippi Valley Stock Yards, St. Under date of July 14, 1938, appellant issued its livestock transit policy No.